CGTMSE
Credit guarantee for micro and small enterprises
Up to ₹5 Cr
- Benefit
- 85% guarantee up to ₹5 lakh
- Interest
- Set by the lender
- Process
- About 30–45 days
- Collateral
- Not required
- Eligibility
- Micro and small enterprises
MSME and startup advisory · India
A complete file, not a list of scheme names.
Bridgeway prepares registrations, funding applications, certifications, tax filings, and digital plans for businesses that need the paperwork to match the pitch.
Often the first conversation
- CGTMSENo collateral
- Startup IndiaSelf-certification, IPR fast-track references, and a possible 80-IAC tax holiday
- NAIFF3% interest subvention, as described on the original site
- PMFME35% capital subsidy, plus training and branding support as described
Figures come from Bridgeway’s published guides. Banks and departments decide the offer.
Government schemes we facilitate
Helping MSMEs access government support
Scheme support for CGTMSE, Startup India, NAIFF, PMFME, and other government programmes. The bank or the department still decides.
₹10L–₹5Cr
Funding range
Government schemes
7–45 days
Processing time
Scheme dependent
85%
CGTMSE coverage
Collateral guarantee
Up to ₹2 Cr
NAIFF infra fund
3% interest subvention
Compare CGTMSE, Startup India, NAIFF, and digital services
| Scheme | Amount | Benefit | Interest | Process | Collateral | Action |
|---|---|---|---|---|---|---|
| CGTMSECredit guarantee for micro and small enterprises | Up to ₹5 Cr | 85% guarantee up to ₹5 lakh | Set by the lender | About 30–45 days | Not required | |
| Startup IndiaDPIIT recognition | Tax exemption | 100% of eligible profits, for 3 years | Not a loan | About 15–30 days | Not a credit file | |
| NAIFFNational agriculture infrastructure financing | Up to ₹2 Cr | 3% interest subvention | Subvention of 3% | About 30–45 days | As the lender requires | |
| Digital servicesSearch, ads, and websites | Custom plans | Scoped to the offer | Not a loan | About 7–14 days to launch | Not required |
Startup India
DPIIT recognition
Tax exemption
- Benefit
- 100% of eligible profits, for 3 years
- Interest
- Not a loan
- Process
- About 15–30 days
- Collateral
- Not a credit file
- Eligibility
- A company or LLP that fits the rules
NAIFF
National agriculture infrastructure financing
Up to ₹2 Cr
- Benefit
- 3% interest subvention
- Interest
- Subvention of 3%
- Process
- About 30–45 days
- Collateral
- As the lender requires
- Eligibility
- Farmers, FPOs, SHGs, agri startups
Digital services
Search, ads, and websites
Custom plans
- Benefit
- Scoped to the offer
- Interest
- Not a loan
- Process
- About 7–14 days to launch
- Collateral
- Not required
- Eligibility
- A business with something to sell
Practice
Eight ways the firm is hired.
Open
Registration
Private limited, LLP, OPC, partnership, Udyam, GST, and Startup India filing support from Bridgeway, with a clear post-incorporation handover.
Open
Funding
Bridgeway helps MSMEs and startups prepare funding files for CGTMSE, NAIFF, PMFME, CGSS, and manufacturing incentives. Sanction is decided by the lender or agency.
Open
Grants
Eligibility review and application support for NIDHI-PRAYAS, TIDE 2.0, RKVY-RAFTAAR, state incentives, and CSR or foundation grants. Grants are awarded by the agency, not by Bridgeway.
Open
Certifications
End-to-end support for ISO, FSSAI, trademark, import-export code, BIS, and local trade or pollution licences. Approval comes from the authority that issues the certificate.
Open
Tax
GST returns, income-tax returns, TDS, audit support, and Startup India Section 80-IAC guidance for MSMEs. Filings follow the law. Exemptions are not automatic.
Open
Digital
Branding, websites, SEO, content, social, marketplace listings, Google and Meta ads, WhatsApp, and email for MSMEs. Reporting is included. Results are not guaranteed.
Open
Growth
Business audits, brand positioning, market analysis, and expansion planning, with digital execution available through the same firm.
Open
80-IAC
Bridgeway prepares DPIIT-recognised companies and LLPs for the Section 80-IAC deduction: Inter-Ministerial Board certificate, the three-year choice, and the return. The board and the tax officer decide.
Schemes we prepare
The name on the form should match the business.
Loans
CGTMSE
CGTMSE lets eligible micro and small enterprises seek bank credit without collateral. Bridgeway’s scheme guide describes cover up to ₹5 crore, with an 85% guarantee up to ₹5 lakh a…
Startups
Startup India
Startup India recognition is a DPIIT status, not a cheque. Eligible recognised startups can apply for a 100% income-tax deduction for three consecutive years under Section 80-IAC, …
Subsidies
NAIFF
Bridgeway’s guide describes NAIFF as agriculture infrastructure finance up to ₹2 crore, with 3% interest subvention, for farmers, FPOs, SHGs, and agri startups. The published proce…
Subsidies
PMFME
PMFME supports formalisation of micro food processing. Bridgeway’s guide lists credit of about ₹10 lakh to ₹50 lakh, a 35% capital subsidy, training, and branding assistance, with …
Quality
ZED
ZED is a quality and sustainability certification for MSMEs. The published guide describes an 80% subsidy on certification fees, a 60–90 day process, and a focus on manufacturing e…
Manufacturing
NSIC
NSIC schemes are a set of supports rather than one loan product. Bridgeway’s guide highlights raw material assistance, marketing support, and technology support, with a published w…
Startups
CGSS
CGSS is a credit guarantee for eligible startups, described on the original site as collateral-free cover up to ₹10 crore with an innovation focus. The published timeline is about …
Manufacturing
MSME Champions
MSME Champions is a basket of competitiveness programmes. The published guide points to technology upgradation, lean manufacturing, and design and innovation support. It is ongoing…
Startups
Fund of Funds
The Fund of Funds for Startups is an equity corpus, described on the original site as ₹10,000 crore, which participates through venture and private-equity funds. Founders do not ap…
Loans
CGSSD
CGSSD is aimed at stressed MSMEs that need promoter infusion structured as quasi-equity or subordinate debt. The published guide lists support up to ₹2 crore, a 60–90 day window, a…
Startups
NIDHI-SSP
The NIDHI Seed Support Programme, an initiative of the Department of Science & Technology (DST), Government of India, aims to support innovative and technology-driven startups duri…
Grants
Global Impact Grant
The Global Impact Grant, offered by Development Innovation Ventures (DIV Fund), supports innovative and scalable solutions that create measurable social and economic impact. The pr…
Method
From the first call to the authority’s decision.
The firm’s published process is four steps. Nothing in it replaces a bank’s sanction or a department’s certificate.
- 01
Consultation
We learn the business, the city, and whether the goal is a loan, a grant, a licence, or a cleaner entity.
- 02
Documents
We list what is missing and prepare the project note, forms, or returns.
- 03
Filing and follow-up
We submit to the portal, bank, or department and answer their questions.
- 04
After the decision
If something is sanctioned, the money or certificate comes from that authority. We help with the claim trail.
Businesses the work already covers
- Manufacturing
- Services
- Food and agriculture
- Textiles
- Technology startups
- Retail and e-commerce
- Healthcare
- Education
- Travel and hospitality
- Professional services
Notes from published clients
More work
“Bridgeway made our funding journey incredibly smooth. They handled everything from documentation to final approval. Their expertise in government schemes saved us months of effort. Highly recommended for any startup!”
Rajesh Kumar
Founder & CEO
- Funding secured
- ₹45 lakh
- Time taken
- 21 days
“Outstanding service! They helped us get FSSAI certification and secured a substantial loan for our organic products business. The team is professional, responsive, and truly understands MSMEs.”
Priya Sharma
Managing Director
- Loan amount
- ₹1.2 crore
- Processing
- 15 days
“Exceptional guidance throughout our loan application process. Bridgeway knew exactly which scheme suited our manufacturing unit. They made what seemed impossible, possible.”
Amit Patel
Co-Founder
- Funding
- ₹85 lakh
- Approval time
- 18 days
These accounts are published on the original Bridgeway website. They are not independently audited here.
Questions we are asked first
Tell us the business, not just the scheme.
Monday to Saturday, 9:30 AM to 6:00 PM. Use the form, or call +91 84603 28419.